Story
When Alex first heard the word cryptocurrency, it sounded like
somethingout of a sci-fi movie. “Bitcoin? Ethereum? Blockchain?”
These words floated around Facebook groups, YouTube videos,
and coffee shop conversations. But to him, they felt out of reach —
meant only for billionaires, tech geeks, or people abroad.
That changed one rainy Tuesday in Manila. Stuck indoors with the
sound of thunder rolling outside, Alex decided to satisfy his curiosity.
He had seen Coins.ph on ads before — he knew it as a simple app
for buying load and paying bills. But when he noticed that it also offered
Bitcoin and Ethereum, something clicked.
“Kung pwede akong magbayad ng kuryente dito, baka pwede rin
akong pumasok sa mundo ng crypto?” he thought.
First Steps into the Digital World
Downloading the app took only a minute. What surprised him was how
familiar it felt — not intimidating at all. The bright blue interface greeted
him with options he already knew: Pay Bills, Buy Load, Send Money.
But at the top sat something new: Crypto.
Before he could explore, the app required identity verification (KYC).
He uploaded a valid ID, snapped a selfie, and waited. It reminded him
of opening a bank account, only much faster. Within the same day,
his account was verified.
To test the waters, Alex cashed in ₱1,000 at a nearby 7-Eleven.
A simple barcode scan, a beep at the cashier, and his pesos instantly
appeared in the Coins.ph wallet.
Now the real decision: which coin to buy?
He tapped on Bitcoin (BTC). For his ₱1,000, he got a small fraction —
not even close to a whole coin, but the app reassured him:
“You own Bitcoin.” A sense of pride filled him. For the first time,
he was part of something global.
Exploring More Than Bitcoin
Curiosity pulled him deeper. He browsed other cryptocurrencies
inside Coins.ph:
Ethereum (ETH): Not just money, but a network for
apps and games.
XRP (Ripple): Built for fast remittances, something very
relevant for Filipinos with relatives abroad.
USDT (Tether): A stablecoin, tied to the US dollar.
Less risky, easier for budgeting.
Each description was short but clear. Alex liked that the app wasn’t
trying to overwhelm him with charts and jargon. It felt built for beginners.
He remembered his cousin in Dubai sending money back home,
waiting in long lines at remittance centers. “What if crypto makes
that faster and cheaper?” he wondered.
Everyday Use in Real Life
The next day, Alex experimented again. He converted a small portion
of his Bitcoin back into pesos. With those pesos, he paid his electric bill
inside Coins.ph.
It wasn’t “paying with Bitcoin” directly, but the bridge was there:
Crypto → converted to pesos
Pesos → used for bills, load, or shopping
Suddenly, cryptocurrency felt practical. It wasn’t just about investing
or speculation. It could actually connect to his daily life.
The Reality Check: Risks and Lessons
But reality kicked in, too. The tiny slice of Bitcoin he still held went up
in value overnight — then dropped by 5% the next morning. He realized
what people meant by volatility. The excitement was real, but so was the risk.
He also learned about scams. In a Facebook group, someone promised
“double your Bitcoin in 7 days.” Too good to be true. Luckily, Alex remembered
what Coins.ph had warned about: never share your wallet details,
never believe quick-profit schemes.
So he made rules for himself:
Enable two-factor authentication (2FA).
Never click random links or share his recovery phrase.
Invest only what he could afford to lose.
Building Confidence
Weeks passed. Alex experimented with more features:
Sending a small amount of crypto to a friend abroad.
Testing cash outs through his bank account.
Exploring stablecoins like USDT to see how they hold value.
Each step built his confidence. He wasn’t a crypto expert yet, but he
no longer felt like an outsider. He started to explain to his friends:
“Bitcoin works like digital money on blockchain. Coins.ph is the app
that makes it easy here in the Philippines. You don’t need millions
to start — even ₱50 works.”
His friends listened. Some were skeptical, others curious. But Alex
realized that crypto wasn’t just about personal gain — it was about
sharing knowledge so more Filipinos could benefit safely.
The Bigger Picture for Filipinos
Alex began to notice how crypto fits into everyday
Filipino struggles and dreams:
For OFWs: faster remittances at lower cost.
For freelancers: easier payments in global currencies.
For families: a way to diversify savings.
For gamers: access to play-to-earn economies.
Crypto wasn’t replacing pesos or banks anytime soon. But as a
complement, it opened doors — especially with a local, BSP-
regulated app like Coins.ph.
The Future He Imagined
On another rainy night, Alex thought about what could come next:
Maybe banks would one day integrate crypto directly.
Maybe stablecoins would become the default for remittances.
Maybe more Filipinos would use blockchain for businesses,
art, or education.
For him, it wasn’t about hype or quick riches. It was about
being prepared for a financial future that was already arriving.
Conclusion
Alex’s story reflects the journey of many Filipinos: cautious, curious,
but willing to learn. Through Coins.ph, he discovered that cryptocurrency
isn’t an exclusive club for billionaires. It can be part of everyday life —
from paying bills to exploring investments.
The lesson? Start small, stay safe, and keep learning. Crypto is powerful,
but only when used wisely.
For Filipinos ready to take their first step, the bridge is already here.
It’s in your pocket, inside an app you might already be using.
FAQs about Cryptocurrency and Coins.ph
Q1: Is Coins.ph safe for beginners?
Yes. It’s regulated by the Bangko Sentral ng Pilipinas and includes
features like 2FA and ID verification.
Q2: Do I need a lot of money to start with crypto?
No. You can begin with as little as ₱50 inside Coins.ph.
Q3: Can I use crypto to pay bills?
Not directly, but you can convert it to pesos within Coins.ph
and then pay bills.
Q4: What’s the best crypto for starters?
Stablecoins like USDT for stability, or small amounts of Bitcoin
and Ethereum for learning.
Want a Real-Life Story?
Guides are useful, but sometimes a story hits closer to home.
If you’d like to see how a Filipino beginner actually discovered
cryptocurrency using Coins.ph — from the first cash-in at
7-Eleven to buying his first slice of Bitcoin —
you can read the full kwento here:
👉 Isang Kwento ng Unang Pagsabak sa Cryptocurrency
gamit ang Coins.ph
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