Maya Wallet Sign-Up: Everything You Need to Know

Learn how to sign up for Maya Wallet in the Philippines. Step-by-step 

guide on registration, verification, and upgrading your account.”

How to Register with Maya Wallet in the Philippines

Introduction

Maya Wallet has become one of the go-to apps for Filipinos who want a simple 

and reliable way to manage money. Whether you’re sending funds, paying bills, 

or exploring digital banking features like savings and credit, it all begins with 

one step — registration. The good news? Signing up with Maya is quick and 

straightforward. Here’s a step-by-step guide to help you get started.

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Step 1: Download the App

First, head to your phone’s app store.

• Android users: open the Google Play Store.

• iOS users: go to the App Store.
  Search for “Maya – Your All-in-One Money App” and tap Install. 

• Once downloaded, open the app.

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Step 2: Create Your Account

On the welcome screen, tap Create Account. You’ll need to provide your 

mobile number — this will be your primary login and the number linked to 

all your Maya transactions. Tap Continue once done.

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Step 3: Verify Your Number

Maya will send a 6-digit one-time password (OTP) to the number you entered. 

Input the code in the app to confirm ownership of your mobile number. Without 

this step, you won’t be able to move forward.

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Step 4: Fill in Your Details

Now it’s time to complete your profile. Provide the following information:

• Full name (should match your valid ID if you plan to upgrade later).

• Date of birth.

• Email address.

• A secure password for your account.

This ensures your account is linked to your identity and can be protected.

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Step 5: Secure Your Account

Maya will prompt you to set up a 4-digit PIN for faster logins. Depending on your 

device, you can also activate fingerprint or facial recognition for extra security.

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Step 6: Upgrade for Full Access (Optional but Recommended)

With a basic Maya account, you can already buy load, pay bills, and receive 

money. But if you want higher transaction limits and advanced features 

(like Maya Savings, credit, and crypto), you need to upgrade.

To upgrade:

1. Go to Profile → Upgrade Account.

2. Upload a valid government ID (passport, driver’s license, UMID, etc.).

3. Take a quick selfie for verification.

4. Wait for approval, which usually takes less than 24 hours.

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Step 7: Start Using Maya

Once verified, you’re ready to explore everything Maya has to offer. You can:

• Add money through Maya Centers, partner banks, or linked debit/credit cards.

• Send and receive payments in seconds.

• Open a Maya Savings account to earn high interest.

• Try out features like Pay in 4 installments, personal loans, or even buy and sell cryptocurrency.

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Conclusion

Registering with Maya is easy — from downloading the app to verifying your details, 

the process can be done in minutes. Upgrading your account unlocks more features, 

making Maya not just a wallet but a full digital banking experience.

Whether you’re looking to simplify daily transactions or explore new financial 

opportunities, your journey starts with a simple sign-up.

Frequently Asked Questions (FAQ) about Maya Registration

1. Is registering with Maya free?
Yes. Creating a Maya account is completely free. You only need to add funds 

later if you want to use services like payments, transfers, or savings.

2. Do I need an ID to sign up?
No. You can create a basic account without an ID — just your mobile number 

and personal details. However, you’ll need a valid government-issued ID if you 

want to upgrade your account for higher limits and full access to Maya Bank features.

3. Can I use any mobile number to register?
Yes. You can use any active mobile number in the Philippines, regardless of 

network. Just make sure you have access to receive the one-time password (OTP) 

during registration.

4. How long does verification take?
Basic sign-up is instant after entering the OTP. If you upgrade your account, 

verification usually takes less than 24 hours once you’ve submitted your ID and selfie.

5. Can I register for Maya even if I already have GCash?
Yes. You can use both apps on the same phone. Many Filipinos keep both Maya and 

GCash for flexibility and access to different features.

6. Is Maya safe to use?
Yes. Maya is regulated by the Bangko Sentral ng Pilipinas (BSP), and deposits in Maya Bank are insured by the Philippine Deposit Insurance Corporation (PDIC) up to ₱1 million.

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