Learn how foreigners can register, verify, and use Maya Wallet in the Philippines
with a passport, local SIM, and address.
Digital wallets are becoming essential in the Philippines, with Maya Wallet
(formerly PayMaya) leading the way. Many foreigners—whether expats,
digital nomads, or long-term travelers often ask: Can I use Maya in the Philippines?
The answer is yes. This guide will walk you through everything you need to
know about using Maya as a foreigner.
Why Foreigners Should Consider Maya Wallet
Maya is more than just a payment app. It’s a digital financial platform that lets you:
Pay bills and shop cashless.
Send and receive money.
Withdraw at ATMs using a Maya card.
Earn interest through Maya Savings.
For foreigners, this means a smoother stay in the Philippines—whether you’re
paying rent, topping up mobile load, or handling daily expenses without cash.
Requirements for Foreigners to Use Maya
To open a Maya account as a foreigner, you’ll need three things:
Philippine SIM card – Maya requires a local mobile number for registration.
Local address – Needed for account setup and verification.
Valid passport – Accepted as a primary ID when upgrading your account.
Once you have these, simply download the Maya app on iOS or Android.
And sign up.
How to Upgrade Your Maya Account as a Foreigner
Upgrading unlocks full features. Here’s how:
Log in to the app and tap Upgrade Your Account.
Upload a photo of your passport.
Record a video selfie for identity confirmation.
Wait for approval—usually within 24 hours.
With an upgraded account, you can access higher limits and advanced
features like savings, credit, and investments.
Features Foreigners Can Access
Once verified, foreigners in the Philippines can:
Send and receive money to other Maya users.
Pay bills for utilities, internet, and government fees.
Shop online and offline with QR payments.
Buy prepaid load for mobile phones.
Withdraw cash using a linked Maya card at ATMs.
Save and earn interest through Maya Savings.
Account Limits for Foreigners
Basic account: ₱50,000 monthly transaction limit.
Upgraded account: Up to ₱100,000 or more, depending on verification
and usage.
Upgrading is highly recommended if you plan to stay longer or use Maya for
regular payments.
Why Maya Matters for Expats and Travelers
For expats and travelers, Maya is more than convenience—it’s security.
Carrying large amounts of cash is risky, and opening a traditional bank account
can be a hassle. With Maya, you can go cashless, track your spending, and
enjoy flexible financial services all in one app.
Final Thoughts
Yes, foreigners can use Maya Wallet in the Philippines. With just a Philippine
SIM card, a local address, and your passport, you can unlock all the
benefits of cashless payments,money transfers, and savings. Whether you’re
an expat, digital nomad, or frequent traveler, Maya makes life in the Philippines
more convenient, safe, and connected.
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Disclaimer: Content is for informational purposes only and may include
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recommend tools and services we genuinely believe can benefit our readers.
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